How to Use PropFiCalc

A complete guide to analyzing rental property investments like a pro.

Quick Start Guide

1

Enter Property Details

Purchase price, down payment, interest rate, loan term, and rental income.

2

Adjust Advanced Settings

Financing structure, operating expenses, growth projections, and tax settings.

3

Analyze Results

Monthly cashflow, cash-on-cash return, cap rate, and 10-year ROI.

4

Simulate Extra Payments

See how paying extra affects your loan term and total interest.

5

Download PDF Report

Get a detailed report with amortization schedule.

Key Metrics Explained

Cash-on-Cash Return (CoC)

Formula: Annual Cashflow ÷ Total Cash Invested × 100

A CoC of 8-12% is generally considered good for rental properties.

Cap Rate

Formula: NOI ÷ Purchase Price × 100

Measures property return independent of financing.

Ready to Analyze Your Property?