Home Affordability Calculator
Determine how much house you can afford based on your income, debts, and current interest rates using standard Debt-to-Income (DTI) ratios.
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Home Affordability & DTI
Lenders use Debt-to-Income (DTI) ratios to determine how much they will lend.
We use standard Front-End (28%) and Back-End (36%) ratios.
Front-End Ratio
Housing costs divided by gross income.
Back-End Ratio
Total monthly debt divided by gross income.
Max Loan
The maximum mortgage amount you qualify for.