Calculadora Fix & Flip
Analice proyectos de renovación, costos de mantenimiento y márgenes de beneficio.
Rentabilidad de Fix and Flip
El House Flipping implica comprar una propiedad, renovarla y venderla con fines de lucro en un corto período de tiempo. La velocidad y la precisión en la estimación de costos son cruciales.
Nuestra calculadora le ayuda a determinar el precio de compra máximo que puede ofrecer manteniendo su margen de beneficio objetivo, teniendo en cuenta los costos de mantenimiento y las tarifas de financiamiento.
Regla del 70%
Una pauta común para inversores: Oferta Máxima = (ARV x 0.70) - Costos de Renovación.
ROI (Retorno de Inversión)
Beneficio Neto dividido por el Capital Total Invertido. Una métrica clave para comparar tratos.
Costos de Mantenimiento
Gastos continuos como impuestos, seguros y servicios públicos pagados mientras es dueño de la propiedad.
Cómo usar esta calculadora
- 1
Set Purchase & Rehab Costs
Enter the purchase price and estimated renovation budget, including a contingency.
- 2
Determine ARV
Input the After Repair Value — what comparable renovated homes sell for in the area.
- 3
Add Holding & Selling Costs
Include loan interest, taxes, insurance, agent commission, and closing fees.
- 4
Calculate Profit
See your net profit, ROI, and whether the deal passes the 70% rule.
Preguntas frecuentes
What is the 70% rule?
The 70% rule states you should pay no more than 70% of the After Repair Value (ARV) minus repair costs. For a home worth $300,000 after repairs needing $40,000 of work, the maximum purchase price would be $170,000. It builds in a margin for holding costs, selling fees, and profit.
How do I estimate rehab costs?
Rehab costs vary by condition and market. Cosmetic updates (paint, flooring, fixtures) might be $20–30 per square foot, while full gut renovations can exceed $75–100 per square foot. Always add a 10–20% contingency for surprises found after opening walls.
What are holding costs in a flip?
Holding costs are everything you pay while owning the property: loan interest, property tax, insurance, utilities, and HOA fees. A six-month flip with $2,500/month in holding costs consumes $15,000 of your profit, which is why speed matters.
What is a realistic profit margin on a flip?
Experienced flippers typically target a net profit of 10–20% of the ARV after all costs. Thinner margins leave no room for market dips or budget overruns — if the numbers only work in a best-case scenario, most investors walk away.